A Sound Investment

One of the major concerns in my adult life has been the subject of retirement. Not that I'm old enough to consider it yet, but my 'freelancer' status begs the question: Without a consistently steady income, how can I plan for my financial future? It's one of the reasons I've decided to start investing in real estate. Now, any decent accountant can tell you that your portfolio should be diversified, so planting some of your retirement money into stocks is an excellent strategy, too. Most people leave all this up to their accountants, anyway. But for those of you who've always wanted to start an investment program and don't know how (or who don't have accountants), pay attention.

Aside from tuning in to Suze Orman or Jim Cramer's "Mad Money" on CNBC (which everyone should be doing anyway), here's a painless way to get started:

Gather three plain envelopes and mark each as follows, 1) Save; 2) Invest; 3) Charity. The idea is to choose an amount to contribute to each, in equal amounts, and on a daily basis. For some of you that may mean only $1 per day. For others, perhaps $5-10 is confortable. Whatever the amount is, the act is of primary imnportance. Try to make the contributions at the same time each day. What we're trying to do is condition our minds for abundance and prosperity-based thinking. Then, at regular intervals, spend your savings, invest your investmentmoney, and give away your charity money. Try it for 21 days and you'll have established it as a lifelong habit. Who ever thought becoming wealthy was so easy?